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Get Pre-Approved For your Mortgage - What you need to know!
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Getting Pre- Approved for a mortgage with either a Bank or Mortgage broker is easier than you think. Here is a list of the information that you will need to ease the process. It is a very straightforward process, which takes 2 to 3 days! The mortgage broker will ask you to provide the following information and documents:
Employee Letter: Have your employer provide you with a letter on company letterhead indicating our name, current position or job title, number of years employed with the company, and gross annual income. You should attach a current pay stub or automatic deposit receipt to the letter.
Self-Employed Notice of Assessments: If you are self-employed, photocopy the most recent three years of Notices of Assessment from Revenue Canada confirming no tax is owing.
Social Insurance Number(s).
A minimum of three year’s history of residences and employers.
Banking information (institution’s name, address and type of accounts).
Your assets and their approximate value (e.g. cash amounts, stocks, bonds, vehicles, RRSP’s).
Your liabilities (e.g. car loan, student loan, credit card balances).
- Any past credit problems.
Did you know that some lenders offer better rates only through mortgage brokers? To find out more just fill in the form below to receive a Free Information Package. Click the Submit button when you have completed form.
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